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Visiting Australia: Costs and OVHC checklist for visitors without reciprocal health care
If you’re not from a reciprocal country, you should get private health insurance or pay the full cost of any hospital, ambulance or doctor fees in Australia.
Published: 2026-07-22 Updated: 2026-07-22 Verified: 2026-07-22 by Editorial Desk
Health costs for visitors without reciprocal health care
The Visiting Australia page states that if you’re not from a reciprocal country, you should get private health insurance. If you don’t, you’ll need to pay the full cost of any hospital, ambulance or doctor fees in Australia.
OVHC coverage checklist
Based on the Visiting Australia information, visitors without reciprocal health care arrangements can use this checklist when considering Overseas Visitor Health Cover (OVHC):
- Confirm your country does not have a reciprocal health care agreement with Australia.
- Verify that your OVHC policy covers hospital fees.
- Verify that your OVHC policy covers ambulance fees.
- Verify that your OVHC policy covers doctor fees.
- Understand that without OVHC, you must pay the full cost of any hospital, ambulance or doctor fees yourself.
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FAQ
Q1: What happens if I don’t have private health insurance as a visitor from a non-reciprocal country?
If you don’t, you’ll need to pay the full cost of any hospital, ambulance or doctor fees in Australia.
Q2: Should visitors from non-reciprocal countries get private health insurance?
If you’re not from a reciprocal country, you should get private health insurance.